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Discover® Open Road® Card

Discover® Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here

Miles

Cash

Points

Charity

About:

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
Up to 1% Cashback Bonus on all other purchases.
Double Cashback Bonus on grocery store purchases in November and December.
Get a $20 Discover Gift Card just for shopping with your Discover Card.^**
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners.
$0 Fraud Liability Guarantee.

Credit Card RATES

Purchases:

Balance Transfers:

Cash Advances:

Introductory APR:

Introductory Period:

6 months

Ongoing APR:

10.99%^±

Default APR:

30.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Introductory APR:

Introductory Period:

12 months^±

Ongoing APR:

10.99%^±

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card TANSACTION FEES

Foreign Exchange Fees:

Cash Advance Fees:

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Minimum:

Fee Rate:

Maximum:

n/a

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card OTHER FEES

Penalty Fees:

Maintenance Fees:

Initial Fees:

Setup Fee:

Annual Fee:

Late Payment Fee:

$19

^** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
^± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.