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Gold Delta SkyMiles® Credit Card

American Express

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here

Miles

Cash

Points

Charity

About:

9.99% APR on Balance Transfer for the first 12 months.
First Year Fee-Free, $95 thereafter.
20,000 bonus miles after first purchase.
5,000 bonus miles for adding an additional cardmember.
One mile for every other eligible dollar spent.

Credit Card RATES

Purchases:

Balance Transfers:

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

14.49%

Default APR:

see terms

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Introductory APR:

9.99%

Introductory Period:

12 months

Ongoing APR:

14.49%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card TANSACTION FEES

Foreign Exchange Fees:

Cash Advance Fees:

Balance Transfer Fees:

Minimum:

$0¹⁷

Fee Rate:

n/a

Maximum:

n/a

Minimum:

Fee Rate:

Maximum:

n/a

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

Credit Card OTHER FEES

Penalty Fees:

Maintenance Fees:

Initial Fees:

Setup Fee:

Annual Fee:

$0¹⁶

Late Payment Fee:

see terms

¹⁶ No annual fee for the first year, then $95 thereafter; $45 if you are a qualified American Express Cardmember.
¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.