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CREDIT QUESTIONS CENTRE
We love the job of answering your questions!
The answer to your question may be in our databank already.
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NB: Please, avoid including your SSN, your real full name, account number and any other personal information in the text of your question.
Using our service, you agree to the Terms and Conditions. Displaying 20 to 30 (of 31 questions)
Page: 3 of 4
Date:
April 27, 2007, 12:00 am WHATS MY BALANCE RIGHT NOW Answer:
If you want to know your credit card balance right now you can do it via Internet. At first you need to contact your bank and tell its representative that you want an access to online banking. They will give you a special code. Then you should go to the official site of the bank and find the link "Online Banking" (or something like that). You have to register and state your personal information. As soon as you enter it, you will see all of your transactions, account activity, information about your balances and bill. If you have some difficulties with it, you can turn to the bank directly or just call the customer service and clear up these moments.
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April 27, 2007, 12:01 am what is apr%?what does it mean Answer:
APR (Annual Percentage Rate) is an expression of the effective interest rate that will be paid on a loan, taking into account one-time fees and standardizing the way the rate is expressed. To put it differently, APR is designed to measure the "true cost of a loan" to the consumer expressed as an annual percentage of the amount of credit granted. APR is intended to make it easier to compare lenders and loan options. The most confusing thing about APR is that different loaners calculate APRs differently! So, if you want to know the real cost of a credit, you should analyze all terms and conditions a credit card offers you, in the long run.
If your credit history allows you, it’s recommendable to apply for one of low rate credit cards, capable of saving your money greatly. Compare credit card deals online and apply online for accredit card with low APR with us! Date:
April 27, 2007, 12:01 am what is the number so i can recieve my account info Answer:
Our website serves to provide credit card applicants with all up-to-date information about credit card deals available. Thus, we do our best to overlook herein online credit card applications for all categories of consumers. Regretfully we aren’t provided with the contact information of credit card issuers, and we can't give you a number you’re asking about. Our suggestion looks as follows. You can call a toll-free phone number given on the back of your credit card and ask bank service manager how you could get the data required. Another option for you is to access official site of your credit card issuer and get registered therein. Thereafter you’ll be transferred to your personal page. Here you’ll find you’ll find all the data about your credit card status, including your account information. Today the banks use all possible securing strategies to protect their clients against fraud, therefore you can feel absolutely safe, checking your account online.
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May 30, 2007, 3:14 am I WANT TO KNOW IF IT WOULD DO ME ANY GOOD TO APPLY FOR A CREDIT CARD SINCE I HAVE BAD CREDIT AND I ONLY LIVE ON SOCIAL SECURITY SINCE I LOST MY JOB. Answer:
Sorry for the late answer, probably it will be of some help to you still.Building good credit is important, as now or later you can need a loan or a credit of a considerable amount, or your future employer can look through your credit report. If you are not doing well at the moment, you should think and decide if you can afford a secured credit card (which requires a deposit) or not. A credit card now can do much good to your credit score, but the most important thing for you now is to find a job. After that you can start building your credit without a shade of worry. All the best, Manager of Immediate Credit Card Care Service
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November 14, 2007, 1:13 am I am currently a high school student. I need a credit card. And I can't get a job b/c I must take care of my brother and sister. I also need a credit card that has a low APR. Can you lead me in the right direction? Answer:
Thank you for addressing your requests to our service. We hope our answer helps you. Being a student and having no job, you still get an opportunity to apply for a credit card. This is a nice method to cut down your costs and control them, especially now, when your income is not too great. Our site also contains student credit cards. We suggest various options for both college and school students. ACtually, we offer you a great chance to increase your credit score, to build adequate credit history, thus you will be allowed to apply for more advanced credit cards hereafter. Some of these deals give you certain rewards, such as cash or points. Note that not all of these credit cards are available with bad/no credit, some of them require fair credit. So, feel free to choose the one which does for you best and apply online!
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December 25, 2007, 3:50 am me & my fiancee have excellent credit and we\\\'re going to get married so we're looking for a credit card to help us pay off the costs connected with the marriage...is there any? Answer:
Thank you for your question. Certainly, there IS a credit card which is aimed exactly at newly married couples (or those who are just going to get married). American Express offers you The Knot Credit Card. This one has $0 Annual Fee, 5,000 Membership Rewards points the first time you use this card, Exclusive Welcome Gift, and other features. For more information explore our American Express credit cards.
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January 16, 2008, 4:53 am i would like the best credit card with no annual fee issued by chase
Answer:
Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. Yes, at our site we do offer such credit cards. We recommend you Platinum Visa issued by Chase Bank. This credit card has no annual fee, 0% introductory APR for 1 year on purchases and balance transfers, ongoing APR of 13.49%, and other features. For more detailed information please explore our no fee credit cards. Note that this card is available only to the customers with good/excellent credit.
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January 22, 2008, 6:19 am as far as i know, my score is about 600. what does that mean? what cards am i elegible for? Answer:
Thank you for addressing your requests to our service. Having FICO score of 0-619 implies your credit is bad (or you have no credit at all). In his case you can choose one of two methods, First, you can apply for a bad credit card. At our site such cards are offered by First PREMIER Bank. However, there is no total guarantee that you will definitely get approved. Second, you may apply for a secured credit card. In this case you need a collateral to secure your credit. However, such cards have guaranteed approval, and these are considered to be the best way of establishing your worthy credit history. Please explore our bad credit cards and secured credit card applications.
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February 18, 2008, 3:08 am Please give direct me to the page where i can fell in an application together with the pre-approved reference number on Home depot consumers credit card. Answer:
As it follows from your inquiry, you seem to have received pre-approved credit card invitation for the Home Depot Credit Card, which is a store credit card with point rewards program. If you agree to obtain this card, you should analyze your invitation most attentively. In case there is just a brief description of credit card terms and conditions, no explicit contact information and just your pre-approve invitation code, you can consider this letter to be a scam. If the letter looks reliable and provides you contact information of the credit card issuer, you should use it for clarifying any kind of situation. Use toll-free phone number to connect to customer service or access the credit card issuer official site and solve your problem successfully. Our task is just to overlook online credit card applications available and help you to choose proper credit card for your individual needs. Unfortunately, we are not provided with credit card issuers? contact information, therefore we can`t give you the data applicable.
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April 8, 2008, 2:24 am fair credit................need a card Answer:
Thank you for addressing your requets to our service. At our site, there are quite enough variants of credit cards for the customers with fair credit score (620-659 of FICO score). When yoiur credit is fair, it gets much easier to obtain a credit card than in case with bad (or no credit at all). Using a fair credit card properly, you will build a worthy payment history and will be eligible to apply for the credit cards with much better features and terms. Fair credit cards are offered by Capital One bank at this site. We suggest three variants of fair credit cards: Standard Platinum, No Hassle Cash Rewards, and No Hassle Points Rewards. As you may guess, the last two credit cards offer cash rebates and points rewards. Please, compare fair credit cards presented at our site, choose a variant which does for you best, and apply online.
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